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Apart from the application form, you will be required to submit the following documents. Was this information helpful to you? Your home loan repayment capacity as determined by Kotak Mahindra Bank will help decide how much you can borrow. You can opt for a loan period of up to 20 years or outstanding tenure of the proposed loan to be taken over whichever is lower and can vary depending on your profile.

If you are an individual - your spouse, your parents, or even your major children can be your co-applicants. The co-owner of a property has to be a co-applicant, but a co-applicant need not be the co-owner of the property. The home loan will be disbursed in full or in suitable installments taking into account requirement of funds and progress of construction, as assessed by Kotak Mahindra Bank. Yes, very much so. Your home is your pride and joy.

Don't let unplanned events take it away. Property insurance will take care of home in case an unforeseen event strikes. In most cases, the property itself, bought or intended to be bought, becomes the security till the entire loan is repaid. It's never as it looks. Home Loans Home Loan. Home Loan Zero Processing Fee on online application. Home Loan Kotak Mahindra Bank provides you home loans accompanied by highly customised facilities and services for a seamless and pleasurable home-buying experience.

Convenient loan disbursement process. Insurance options to cover your home loans at attractive premium. My loan requirement is. I m looking at an interest rate of. I plan to repay the loan amount in. Owners of the current property, in respect of which the loan is being sought, will have to be co-applicants. However, the co-applicants need not be co-owners of the Property.

Be ready with following documents while applying home loan Apart from the application form, you will be required to submit the following documents. Document Income proof and banking details Age proof and address proof Identity proof and Signature Proof Proof of educational qualifications. Loan Processing Charges Zero processing fee for online application. Ready to take the next step?

Need guidance on home loan? Connect with your home loan advisor.

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